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HERE ARE THE ANSWERS TO SOME OF OUR MOST FREQUENTLY ASKED QUESTIONS. IF YOU HAVE ANY QUERIES THAT ARE NOT ANSWERED ON THIS PAGE. PLEASE DON’T HESITATE TO CONTACT US. YOU CAN ALSO SPEAK DIRECTLY TO ONE OF OUR BUSINESS MANAGERS ON 01384 877444.

Q: What are the advantages of using Facile Finance?
A: Since car dealerships have high overheads they cannot offer the most competitive rates. As a niche finance only company Facile can find the best finance packages from their bank of lenders, assuring you that the rates will be the best available to you.

Q: What is the waiting time for finance approval?
A: In the most cases it will take no longer than two to three hours, it all depends on the information required.

Q: Is the process complicated?
A: Not at all. The first step is to get a quotation from us.When you are happy with the figures:

  • We complete a financial approval with your basic details (this takes 2-3 minutes).
  • This is passed to underwriting, who make the final decision on accepting the proposal.
  • The paperwork prepared for you to sign.
  • Once you have signed and the dealership has supplied the invoice, the balance will be paid.
  • You can collect your new vehicle.


Q: How long will it take to get my new car?
A:It is sometimes possible to complete the process from quotation to balance paid in as little as three days, however ideally we ask that you allow five days to be on the safe side.
Q: Are there any limitations on where I can buy my car?
A:You can make your purchases at any dealership with a current CCL (Credit Consumer Licence).
This is our only stipulation, the choice after that is yours.

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Please note that we are a credit broker and not a lender which means that we act independently offering a range of competitive funding solutions from a selected range of lenders. Facile Finance Ltd (FCA No: 751456) is an appointed representative of Instant Business Manager Ltd (FCA No: 731048)