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HIRE PURCHASE

HIRE PURCHASE OFFERS A STRAIGHTFORWARD WAY TO SPREAD THE COST OF YOUR NEW CAR. WITH THIS METHOD OF FINANCE YOU HAVE A FIXED RATE OF INTEREST WITH FIXED MONTHLY PAYMENTS, MAKING BUDGETING SIMPLE AND EASY.

You choose the amount of deposit you wish to pay, typically between 10-50% of the car’s cost. The reminder of the balance, together with fixed interest is repaid over an agreed period of your choosing (12-60 months).

The benefits of Hire Purchase
  • Low deposit- keeps valuable personal or business cash available
  • Control – you decide the deposit, you decide the term
  • Fixed monthly payment – makes budgeting simple
  • Flexibility – doesn’t compromise your other lines of credit
  • Asset – you gain ownership of the car
  • Tax benefits – tax allowances for business users
  • VAT free – no VAT on payments

    

 

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Please note that we are a credit broker and not a lender which means that we act independently offering a range of competitive funding solutions from a selected range of lenders. Facile Finance Ltd (FCA No: 751456) is an appointed representative of Instant Business Manager Ltd (FCA No: 731048)